Credit Cards

At American State Bank, we have a credit card line up that enhances your banking experience and provides you with innovative controls online.

Explore Our Credit Card Options

Compare the features below, then explore each card for complete rewards, rates, fees and application information.

Black Card

Premium Rewards

The ASB Black Card earns you 1.25 points per dollar, redeemable your way: cash back, travel, gift cards, and more. With premium Visa Signature perks and a $5,000+ limit*, it’s built for those who want more from every swipe.

Earn bonus points during your first 90 days: 

  • 10,000 points after $3,000 in purchases
  • 25,000 total points after $7,500 in purchases
  • 35,000 total points after $12,000 in purchases

Gold Card

Everyday Rewards

The ASB Gold Card earns you 1 point for every dollar spent, redeemable through UChoose Rewards for cash back, travel, gift cards, and more. It’s flexible, rewarding, and built to fit your lifestyle.

  • 7,500 points for $2,000 spend in first 90 days.​

Silver Card

Straightforward Spending

The ASB Silver Card is your no-frills, no-rewards option, perfect for everyday purchases with the same great service you expect. It’s straightforward, secure, and built for simplicity.

Card Controls

With your ASB Credit Card, you'll have direct access to Card Controls within Online & Mobile Banking! To get started, simply log in to your Online Banking account or open the ASB app and look for the “Card Controls” section.

Turn Your Card On/Off

Make Payments

View Rewards*

Set Up Real-Time Alerts

Flag Fraudulent Transactions