Credit Cards
At American State Bank, we have a credit card line up that enhances your banking experience and provides you with innovative controls online.
Card Controls
With your ASB Credit Card, you'll have direct access to Card Controls within Online & Mobile Banking! To get started, simply log in to your Online Banking account or open the ASB app and look for the “Card Controls” section.Turn Your Card On/Off
Make Payments
View Rewards*
Set Up Real-Time Alerts
Flag Fraudulent Transactions
*NEW* Black Card
The ASB Black Card earns you 1.25 points per dollar—redeemable your way: cash back, travel, gift cards, and more. With premium Visa Signature perks and a $5,000+ limit*, it’s built for those who want more from every swipe.
- 1.25 points for every dollar spent
- $5,000 minimum credit limit*
- No Annual Fee
- Local Service
- Access to Card Controls
- Quickly add to digital wallet
Gold Card
The ASB Gold Card earns you 1 point for every dollar spent—redeemable through UChoose Rewards for cash back, travel, gift cards, and more. It’s flexible, rewarding, and built to fit your lifestyle.
- 1 point for every dollar spent
- $25 Annual Fee (Waived for American State Bank & American Bank Customers1)
- Local Service
- Access to Card Controls
- Quickly add to digital wallet
1Qualifying Accounts include: Deposit account, Loan account, or an American Investment & Trust account.
Silver Card
The ASB Silver Card is your no-frills, no-rewards option—perfect for everyday purchases with the same great service you expect. It’s straightforward, secure, and built for simplicity.
- No Rewards, No Fuss
- No Annual Fee
- Local Service
- Access to Card Controls
- Quickly add to digital wallet