Disability
This policy protects a very important asset when it comes to daily living. With an unexpected loss of income due to a disabling sickness or injury, disability income insurance may be a crucial tool.
This is a tool too:
- Provide security and income continuity for your loved ones in the event of the unexpected (if you are unable to work due to an illness or accident)
- Minimize the impact of increased health costs because of the need for physical therapy or special equipment
- Sustain a small business or single-income family until you return to work
- Protect your personal assets from exhaustion or liquidation
- Provide quality of coverage and protection superior to Workers' Compensation or Social Security